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Home Tips Winterize Your Home and Cut Energy Costs: Essential Tips for a Cozy and Efficient Winter As the temperatures drop and winter approaches, it’s crucial to prepare your home to withstand the cold. Winterizing your home not only keeps you warm but also helps you save on energy bills. Here are some essential steps to ensure your home is ready for the winter season. 1. Seal Windows and Doors Drafty windows […]
Interest Rates in Election Years Should You Sell Your Home in Pennsylvania Now or Wait Until Spring 2025?   Deciding whether to sell your home now or wait until spring 2025 can be a tough choice, especially in the dynamic real estate market of Pennsylvania. Here’s a detailed look at the current market conditions and what you might expect in the coming months to help you make an informed decision. Current Market Overview […]
Real estate Market Update Mortgage Rate Forecast Through 2025: What Homebuyers and Homeowners Need to Know As we move through 2024 and into 2025, the mortgage rate landscape is expected to undergo some notable changes. Here’s a detailed look at what experts are predicting and what it means for you. Current State of Mortgage Rates As of now, the average 30-year fixed mortgage rate hovers around 6.22%1. This is a significant drop […]
Real estate Market Update War can significantly impact mortgage rates!   Economic Uncertainty and Investor Behavior Flight to Safety: During times of war, investors often seek safer assets like government bonds. This increased demand for bonds can lead to lower yields, which in turn can reduce mortgage rates1. Stock Market Volatility: War can cause stock market instability, prompting investors to move their money into bonds, further […]
Landscaping ideas Enhancing Curb Appeal with Flowering Plants: Tips for a Vibrant and Welcoming Home Exterior   Flowering plants can significantly enhance your home’s curb appeal in several ways: 1. Adding Color and Visual Interest Vibrant Blooms: Flowers like tulips, daffodils, and hydrangeas add a splash of color that can make your home stand out12. Seasonal Variety: Different flowers bloom at different times, ensuring your garden looks attractive year-round2. 2. Creating […]
Real estate Interest Rate Update The Federal Reserve’s Rate Drop: What It Means for Mortgage Interest Rates – TheJK-Team.com The Federal Reserve’s Rate Drop: What It Means for Mortgage Interest Rates Today, the Federal Reserve announced a significant decision to lower its key interest rate by 0.50 percentage points, marking the first rate cut since 20201. This move is aimed at stimulating economic growth by reducing borrowing costs, which have been at a 23-year high1. […]
Home Tips Steps to Prepare Your Home for Sale & Who to Contact for Help – TheJK-Team.com Steps to Prepare Your Home for Sale Declutter and Depersonalize: Remove personal items and excess clutter to make your home look more spacious and allow buyers to envision themselves living there1. Deep Clean: Ensure your home is spotless. Consider hiring professional cleaners if needed1. Make Necessary Repairs: Fix any obvious issues like leaky faucets, broken tiles, […]
Interest Rates in Election Years How Elections affect Home Mortgage Interest Rates – TheJK-Team.com   Politics can significantly influence home mortgage interest rates through various mechanisms: Federal Reserve Policies: The Federal Reserve, influenced by political appointments and economic policies, plays a crucial role in setting interest rates. When the Fed adjusts the federal funds rate, it indirectly affects mortgage rates. For instance, if the Fed raises rates to combat inflation, […]
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Real estate Interest Rate Update When is the FED lowering the interest rate & steps to take to purchase a home? by (The JK Team)   Expected Interest Rate Changes The Federal Reserve is anticipated to lower interest rates at its next meeting on September 17 and 18, 20241. While this decision can influence mortgage rates, it’s important to remember that mortgage rates are also affected by various market factors12. Any expected rate cuts might already be reflected in current mortgage rates1. Steps […]
How to improve Credit How to improve your credit…. The JK Team   Improving your credit score can take some time, but following these steps can help you see progress: Check Your Credit Report: Obtain your credit report from the three major bureaus (Equifax, Experian, and TransUnion) and review it for any errors. You can get a free report annually from AnnualCreditReport.com. Dispute Errors: If you find […]
Real estate Interest Rate Update Mortgage Interest Rates as of Today! – The JK-Team   Current Real Estate Mortgage Interest Rates as of September 12, 2024 Navigating the world of real estate can be challenging, especially when it comes to understanding mortgage interest rates. As of September 12, 2024, the landscape of mortgage rates presents both opportunities and considerations for potential homebuyers. Current Rates Overview The median interest rate […]
Real estate Market Update Real estate Market Report for Southeast PA 9-11-24 – The JK Team Market Overview (Summer 2024) Home Sales: There has been a notable increase in home sales, with a 9.6% rise compared to the same period last year1. Median Sales Price: The median sales price for homes in Southeast Pennsylvania is approximately $307,7501. Inventory: The inventory of homes available for sale has seen a slight decrease, contributing […]
Real estate Market Update Market Update 9-10-24 The JK Team   New home sales were UP in August from July and above the seasonal norm. Lower rates, even in the 6’s, spawns buyers. (John Burns) Donald Trump says, if elected, he plans to cut the cost of a new home “in half” by slashing regulations so “young people can buy a home again.”  Many cumbersome […]
Real estate Market Update Market Update 9-7-24 / The JK Team A Look Into the Markets   This past week interest rates improved slightly from concerns of an economic slowdown. Let’s discuss what happened and look into the important news items next week. “Ba-dee-ya, say, do you remember? Ba-dee-ya, dancin’ in September Ba-dee-ya, never was a cloudy day” – September by Earth, Wind and Fire.   Labor […]
Real estate Market Update The latest Market Update 8-22-24 – The JK Team   We’re are at a 50-year high of building multi family apartments. As a result, median asking rent prices for apartments were LOWER in July, the first time lower rents have occurred since 2020. (Redfin) Custom home building is at a two-year HIGH. (NAHB)   There are 135,000 homeowners currently in forbearance. That’s only around […]
NAR SETTLEMENT NEWS Market Update 8-20-24 – The JK Team Hello Friends, The NAR Settlement is here. I thought this was interesting and good information… President and CEO of Anywhere Brands: “I don’t have a crystal ball on how every NAR-affiliated MLS or state association will interpret the legal language in NAR’s settlement. But what I do know is that we all have a choice: […]
Real estate Interest Rate Update Interest Rates Market Update 8-17-24 from the JK Team   Interest rates continue to hover just beneath the best levels of the year. This past week an important inflation reading was delivered and bonds breathed a sigh of relief. Let’s discuss what happened and look at the events to watch for next week. “I’m going to Jackson; I’m going to mess around”…  – Jackson by […]

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